MUTHOOT FINANCE LIMITED

BSE: MUTHOOTFIN533398ISIN INE414G01012

Financial Services
Non Banking Financial Company (NBFC)
BSE 200

Share price

₹2,599.95+14.95 (+0.58%)

as of 15 Oct 2026

Prices adjusted for splits and bonuses; cash dividends excluded. Volume shows actual shares traded.

52W high: ₹4,149.00
52W low: ₹2,547.45
Off 52W high: -37.34%
1M return: -4.78%
3M return: -13.22%
6M return: -27.33%
1Y return: -20.27%
20D avg volume: 44,461
50 DMA: ₹2,848.98
200 DMA: ₹3,262.66

Key ratios Consolidated

Market cap: ₹1,04,380 Cr
Current price: ₹2,599.95
52W high / low: ₹4,149.00 / ₹2,547.45
Face value: ₹10.00
P/E: 9.11
P/B: 2.67
EPS (TTM): ₹285.39
Book value / share: ₹974.68
ROE: —
ROCE: —
Operating margin: —
Net margin: —
Debt / equity: 2.86
Net debt: ₹1,01,016 Cr
Interest cover: 2.30
Dividend yield: 1.15%
Dividend / share (TTM): ₹30.00
Payout: 10.51%
Cash conversion cycle: —

Financials

Metric	Q1 FY27	Q4 FY26	Q3 FY26	Q2 FY26	Q1 FY26	Q4 FY25	Q3 FY25	Q2 FY25	Q1 FY25	Q4 FY24	Q3 FY24	Q2 FY24
Income statement
	8,672	9,289	8,188	7,283	6,450	5,622	5,190	4,929	4,474	4,164	3,820	3,606
	23.21	2.65	51.61	49.80	34.89	31.19	31.95	28.57	18.61	15.62	22.66	25.81
	4,898	4,707	4,417	4,088	3,831	3,721	3,335	3,156	2,847	2,594	2,308	2,162
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	738.34	582.78	784.98	726.92	696.45	697.10	580.04	530.22	517.62	542.38	436.96	421.56
	3,458	3,155	2,919	2,571	2,355	2,111	1,900	1,807	1,595	1,447	1,412	1,335
	31.40	24.48	40.48	37.61	34.75	34.71	30.58	24.86	25.84	26.61	24.12	22.18
	548.23	676.74	456.07	457.26	414.27	464.17	398.34	373.58	334.17	370.38	329.05	301.84
	3,797	4,584	3,822	3,244	2,654	1,932	1,886	1,802	1,646	1,585	1,534	1,470
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	3,797	4,584	3,822	3,244	2,654	1,932	1,886	1,802	1,646	1,585	1,534	1,470
	972.29	1,187	998.98	832.54	679.78	488.27	—	—	—	—	—	—
	2,825	3,397	2,823	2,412	1,974	1,444	1,392	1,321	1,196	1,182	1,145	1,095
	69.72	83.43	69.84	60.29	50.22	36.81	35.36	31.67	28.99	28.37	27.49	26.39
Key metrics
	—	—	—	—	—	—	3,816	3,634	3,266	3,058	2,971	2,827
	—	—	—	—	—	—	73.50%	73.70%	73.00%	73.50%	77.80%	78.40%
	32.60%	36.60%	34.50%	33.10%	30.60%	25.70%	26.80%	26.80%	26.70%	28.40%	30.00%	30.40%
	34.40%	65.20%	57.80%	47.80%	44.20%	35.00%	35.90%	36.70%	—	—	—	—
	43.10%	135.30%	102.90%	82.50%	65.10%	22.10%	21.50%	20.60%	—	—	—	—

Metric	TTM	FY26	FY25	FY24	FY23	FY22	FY19	FY18
Income statement
	33,431	31,209	20,214	15,062	11,898	12,185	7,594	6,608
	127.27	54.18	110.32	101.08	77.34	52.55	6.62	97.36
	18,110	16,959	13,058	9,166	7,052	6,827	4,342	3,833
	0.00	0.00	0.00	0.00	0.00	0.00	—	—
	0.00	0.00	0.00	0.00	0.00	0.00	—	—
	2,833	2,791	2,325	1,828	1,488	1,239	1,013	833.48
	12,103	11,000	7,412	5,430	4,209	4,256	2,535	2,132
	133.97	137.31	115.99	92.11	78.16	70.00	51.69	50.03
	2,138	2,004	1,570	1,262	1,035	874.90	673.17	545.56
	15,448	14,305	7,266	5,996	4,923	5,410	3,260	2,872
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	15,448	14,305	7,266	5,996	4,923	5,410	3,260	2,872
	3,990	3,698	1,914	—	—	—	1,157	1,074
	11,457	10,607	5,352	4,468	3,670	4,031	2,103	1,799
	283.28	263.79	132.84	107.72	89.99	100.10	51.92	—
Key metrics
	—	—	—	11,519	9,210	9,736	5,847	5,055
	—	—	—	76.50%	77.40%	79.90%	77.00%	76.50%
	34.27%	34.00%	26.50%	29.70%	30.80%	33.10%	27.70%	27.20%
	50.65%	54.40%	34.20%	26.60%	-2.40%	60.40%	14.90%	—
	86.88%	98.20%	19.80%	21.70%	-9.00%	91.70%	16.90%	—
	—	-47,545	-26,593	—	—	—	—	—
	—	-4.47	-4.93	—	—	—	—	—
	—	2.86	2.48	—	—	—	—	—
	—	1,01,016	66,337	—	—	—	—	—
Balance sheet
	—	1,95,754	1,32,860	—	—	—	—	—
	—	12,614	8,167	—	—	—	—	—
	—	11.60	11.86	—	—	—	—	—
	—	0.00	0.00	—	—	—	—	—
	—	655.08	620.83	—	—	—	—	—
	—	1,13,630	74,504	—	—	—	—	—
	—	39,774	29,993	—	—	—	—	—
Cash flow
	—	-47,393	-26,376	—	—	—	—	—
	—	2,458	1,791	—	—	—	—	—
	—	49,320	29,893	—	—	—	—	—
	—	152.73	217.00	—	—	—	—	—

Metric	Q1 FY27	Q4 FY26	Q3 FY26	Q2 FY26	Q1 FY26	Q4 FY25	Q3 FY25	Q2 FY25	Q1 FY25	Q4 FY24	Q3 FY24	Q2 FY24
Income statement
	7,589	8,180	7,243	6,432	5,703	4,854	4,423	4,117	3,704	3,409	3,168	3,060
	14.20	14.01	20.18	28.59	16.68	34.07	7.70	8.78	6.31	9.48	7.99	13.92
	4,180	4,027	3,681	3,309	2,975	2,868	2,581	2,418	2,218	1,995	1,795	1,743
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	525.10	506.98	575.56	521.00	503.11	514.71	414.73	383.90	383.24	409.57	322.77	319.65
	3,146	2,863	2,647	2,313	2,119	1,880	1,648	1,550	1,351	1,223	1,212	1,156
	19.73	10.12	27.88	25.67	23.56	22.69	19.92	16.02	18.23	19.45	17.41	15.42
	438.33	407.90	320.30	336.01	285.44	323.60	289.65	260.87	242.22	257.11	229.39	239.98
	3,423	4,167	3,582	3,151	2,745	2,020	1,851	1,708	1,492	1,424	1,380	1,330
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	3,423	4,167	3,582	3,151	2,745	2,020	1,851	1,708	1,492	1,424	1,380	1,330
	872.52	1,081	925.23	806.27	699.19	512.57	—	—	—	—	—	—
	2,550	3,086	2,656	2,345	2,046	1,508	1,363	1,251	1,079	1,056	1,027	991.00
	63.53	76.88	66.16	58.42	50.97	37.56	33.96	31.16	26.87	26.32	25.58	24.69
Key metrics
	—	—	—	—	—	—	3,518	3,274	2,861	2,666	2,610	2,502
	—	—	—	—	—	—	79.50%	79.50%	77.20%	78.20%	82.40%	81.80%
	33.60%	37.70%	36.70%	36.50%	35.90%	31.10%	30.80%	30.40%	29.10%	31.00%	32.40%	32.40%
	33.10%	68.50%	63.70%	56.20%	54.00%	42.40%	39.60%	34.60%	—	—	—	—
	24.60%	104.70%	94.90%	87.40%	89.70%	42.70%	32.70%	26.30%	—	—	—	—

Metric	TTM	FY26	FY25	FY24	FY23	FY22	FY19	FY18
Income statement
	29,444	27,558	17,099	12,635	10,515	11,082	6,878	6,162
	76.98	41.62	56.86	59.04	28.90	16.07	2.42	81.37
	15,198	13,954	10,085	7,245	5,877	5,789	3,804	3,486
	0.00	0.00	0.00	0.00	0.00	0.00	—	—
	0.00	0.00	0.00	0.00	0.00	0.00	—	—
	2,129	1,967	1,697	1,387	1,199	1,030	897.55	771.52
	10,968	9,941	6,429	4,655	3,699	3,836	2,237	1,940
	83.40	87.23	76.86	65.62	58.31	53.91	42.09	43.85
	1,503	1,489	1,116	940.19	859.90	742.10	599.78	491.18
	14,323	13,645	7,071	5,449	4,666	5,309	3,077	2,757
	0.00	0.00	0.00	0.00	0.00	0.00	—	—
	14,323	13,645	7,071	5,449	4,666	5,309	3,077	2,757
	3,685	3,511	1,870	—	—	—	1,105	1,037
	10,638	10,134	5,201	4,050	3,474	3,954	1,972	1,720
	264.99	252.43	129.54	100.88	86.54	98.55	49.27	—
Key metrics
	—	—	—	10,169	8,424	9,199	5,356	4,741
	—	—	—	80.50%	80.10%	83.00%	77.90%	76.90%
	36.13%	36.80%	30.40%	32.10%	33.00%	35.70%	28.70%	27.90%
	54.17%	61.20%	35.30%	20.20%	-5.10%	61.10%	11.60%	—
	72.46%	94.90%	28.40%	16.60%	-12.20%	100.50%	14.60%	—
	—	-42,442	-25,977	—	—	—	—	—
	—	-4.18	-4.97	—	—	—	—	—
	—	2.70	2.33	—	—	—	—	—
	—	90,358	59,089	—	—	—	—	—
Balance sheet
	—	1,79,945	1,21,249	—	—	—	—	—
	—	11,686	7,170	—	—	—	—	—
	—	1.26	0.93	—	—	—	—	—
	—	0.00	0.00	—	—	—	—	—
	—	511.17	476.31	—	—	—	—	—
	—	1,02,044	66,260	—	—	—	—	—
	—	37,742	28,438	—	—	—	—	—
Cash flow
	—	-42,324	-25,855	—	—	—	—	—
	—	1,270	-1,944	—	—	—	—	—
	—	45,569	29,933	—	—	—	—	—
	—	118.38	122.09	—	—	—	—	—

Compounded growth

Standalone

Sales CAGR 3Y: +37.87%
Sales CAGR 5Y: —
Profit CAGR 3Y: +42.89%
Profit CAGR 5Y: —
Sales YoY (TTM): +54.17%
Profit YoY (TTM): +72.46%

Consolidated

Sales CAGR 3Y: +37.91%
Sales CAGR 5Y: —
Profit CAGR 3Y: +42.45%
Profit CAGR 5Y: —
Sales YoY (TTM): +50.65%
Profit YoY (TTM): +86.88%

Compounded from reported annual figures. We publish no share-price CAGR: our prices are as-traded, so one would be wrong across every split and bonus issue.

Shareholding as of 30 Jun 2026

Promoter holding: 73.36%

Holder	Type	Holding	Previous	Change
George Thomas	Promoter	10.87%	—	—
George Jacob Muthoot	Promoter	10.87%	—	—
Susan Thomas	Promoter Group	7.47%	—	—
Sara George	Promoter Group	7.23%	—	—
George Alexander Muthoot	Promoter	5.89%	—	—
Alexander George	Promoter Group	5.55%	—	—
George M George	Promoter Group	5.55%	—	—
SBI Mutual Fund	Public	5.35%	—	—
George M Alexander	Promoter Group	4.37%	—	—
Eapen Alexander	Promoter Group	4.37%	—	—
George M Jacob	Promoter Group	3.75%	—	—
Anna Alexander	Promoter Group	3.72%	—	—
Elizabeth Jacob	Promoter Group	3.72%	—	—
Motilal Oswal Mutual Fund	Public	1.06%	—	—
Kottayam Property Developers Private Limited	Promoter Group	0.00%	—	—

Public shareholders are disclosed individually only above 1%.

Peer comparison

Company	Mkt cap (₹ Cr)	Price (₹)	P/E	ROCE	Sales YoY	Profit YoY	1Y return
Bajaj Finance Limited	5,95,824	981.90	29.61	—	+17.86% TTM	+17.10% TTM	-7.87%
Shriram Finance Limited	2,18,127	939.00	19.52	—	+14.20% TTM	+16.61% TTM	+39.66%
Tata Capital Limited	1,33,353	322.15	24.96	—	—	—	-3.85%
Cholamandalam Investment and Finance Company Ltd	1,32,864	1,574.10	23.34	—	+19.64% TTM	+29.14% TTM	-5.66%
MUTHOOT FINANCE LIMITED	1,03,378	2,599.95	9.11	—	+50.65% TTM	+86.88% TTM	-20.27%
L&T Finance Limited	63,412	253.50	19.87	—	+20.11% TTM	+27.39% TTM	-5.71%
SBI CARDS AND PAYMENT SERVICES LIMITED S	54,187	572.25	23.94	—	+7.92% TTM	+21.16% TTM	-38.42%
SUNDARAM FINANCE LTD	46,816	4,208.90	28.87	—	—	—	-6.79%
Authum Investment & Infrastructure Limited	46,448	571.60	23.18	—	-34.49% TTM	-48.76% TTM	-11.59%
Piramal Finance Limited	46,097	1,949.65	27.29	—	—	—	—
HDB FINANCIAL SERVICES LIMITED S	42,317	512.70	14.39	—	—	—	-30.48%
Mahindra & Mahindra Financial Services Limited	42,297	311.80	13.30	—	+13.56% TTM	+42.17% TTM	+6.33%
POONAWALLA FINCORP LIMITED	39,341	448.60	36.32	—	+75.12% TTM	+399.21% TTM	-16.86%
Manappuram Finance Limited	29,946	324.00	21.06	—	+4.79% TTM	+85.35% TTM	+12.95%
IIFL FINANCE LIMITED	26,138	615.25	9.94	—	+35.37% TTM	+157.78% TTM	+23.14%
Capri Global Capital Limited	23,539	247.40	21.11	—	+50.08% TTM	+95.19% TTM	+28.19%
Five-Star Business Finance Ltd. S	14,772	506.55	13.55	—	+9.84% TTM	+1.53% TTM	-4.96%
SBFC Finance Limited	9,250	85.23	27.33	—	+28.23% TTM	+45.63% TTM	-20.97%
PAISALO DIGITAL LIMITED	7,289	81.37	30.43	—	+22.66% TTM	+22.13% TTM	+103.68%
Bengal & Assam Company Limited	6,674	5,910.00	8.62	—	+12.05% TTM	+3.26% TTM	-25.22%
Fedbank Financial Services Limited S	6,040	161.75	13.99	—	+21.29% TTM	+76.56% TTM	+7.26%
Mrugesh Trading Ltd. S	5,377	76.73	—	-0.30%	-41.85% TTM	-154.29% TTM	+5,420.14%
MAS Financial Services Limited	4,817	266.30	12.10	—	+23.23% TTM	+21.76% TTM	-11.89%
Northern Arc Capital Ltd.	4,438	285.40	10.50	—	+21.13% TTM	+53.67% TTM	+3.50%
SG FINSERVE LIMITED S	4,326	677.50	23.85	—	+104.57% TTM	+86.47% TTM	+80.55%

Filings & corporate actions

Recent announcements

Certificate under Reg. 74(5) of SEBI (DP) Regulations, 201812 Oct 2026 · Company Update / Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
Change in Directors1 Oct 2026 · Company Update / Change in Directorate
Closure of Trading Window24 Sep 2026 · Insider Trading / SAST / Closure of Trading Window
Infusion of Additional Equity in Asia Asset Finance PLC9 Sep 2026 · Company Update / Acquisition
Appointment and Re-Appointment of Directors at the AGM2 Sep 2026 · Company Update / Change in Management
Outcome of AGM31 Aug 2026 · AGM/EGM / AGM
Outcome of Board Meeting held on August 31, 202631 Aug 2026 · Others / Outcome without intimation
Closure of Trading Window18 Aug 2026 · Insider Trading / SAST / Closure of Trading Window
Intimation under Regulation 3011 Aug 2026 · Company Update / General
Newspaper Publication8 Aug 2026 · Company Update / Newspaper Publication
Book closure for AGM8 Aug 2026 · Company Update / General
BRSR7 Aug 2026 · Others / Business Responsibility and Sustainability Reporting (BRSR)
Annual Report for FY 2025-267 Aug 2026 · Others / Reg. 34 (1) Annual Report
Notice of Annual General Meeting7 Aug 2026 · Company Update / General
Shareholder Meeting-AGM on 31 August 20267 Aug 2026 · AGM/EGM / AGM
Newspaper Publication4 Aug 2026 · Company Update / Newspaper Publication
Newspaper Advertisement of Unaudited Financial Result for the Quarter ended June 30, 20263 Aug 2026 · Company Update / Newspaper Publication
Investor Presentation1 Aug 2026 · Company Update / Investor Presentation
Press Release on Leadership Succession Plan1 Aug 2026 · Company Update / Press Release / Media Release
Press Release1 Aug 2026 · Company Update / Press Release / Media Release
Investor Presentation1 Aug 2026 · Company Update / Press Release / Media Release
Outcome of Board Meeting1 Aug 2026 · Board Meeting / Outcome of Board Meeting
Financial Result for the Quarter ended June 30, 2026.1 Aug 2026 · Result / Financial Results
Q1 FY 2027 Results Conference Call29 Jul 2026 · Company Update / Analyst / Investor Meet
Muthoot Finance Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 01/08/2026 ,inter alia, to consider and approve the unaudited financial results ....24 Jul 2026 · Board Meeting / Board Meeting
Penalty imposed by Reserve Bank of India17 Jul 2026 · Company Update / General
Certificate under Reg 74(5)8 Jul 2026 · Company Update / Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
Certificate under Reg 74(5)8 Jul 2026 · Company Update / Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
Closure of Trading Window23 Jun 2026 · Insider Trading / SAST / Closure of Trading Window
Earnings Call Transcript20 May 2026 · Company Update / Earnings Call Transcript
Newspaper Publication18 May 2026 · Company Update / Newspaper Publication
Newspaper Publication18 May 2026 · Company Update / Newspaper Publication
Outcome of Postal Ballot-Scrutnizers Report17 May 2026 · AGM/EGM / Postal Ballot
Amendment to MOA17 May 2026 · Company Update / Amendments to Memorandum & Articles of Association
Newspaper Publication16 May 2026 · Company Update / Newspaper Publication
Audio Recording of the Analyst Call dated May 14, 202615 May 2026 · Company Update / Analyst / Investor Meet
Declaration with respect to Audit Report with Un-modified opinion14 May 2026 · Company Update / General
Investor Presentation14 May 2026 · Company Update / Investor Presentation
Press Release14 May 2026 · Company Update / Press Release / Media Release
Outcome of Board meeting held on 14th May 202614 May 2026 · Board Meeting / Outcome of Board Meeting

Corporate actions

Purpose	Ex date	Record date	Payment date
Interim Dividend - Rs. - 30.0000	17 Apr 2026	17 Apr 2026	—
Interim Dividend - Rs. - 26.0000	25 Apr 2025	25 Apr 2025	—

Board meetings

1 Aug 2026 Board Meeting - Financial Results